This paper assessed the effect of moniepoint microfinance bank (microloan & micro-saving) on the performance of micro small and medium enterprises (MSMES) in Gombe metropolis. The study utilized different related literatures sourced from current journal articles, text books, and previous researches of scholars that are related to the study. The finding revealed the positive relationship between microloan and performance of MSMES in Gombe metropolis, additionally, micro-saving has a positive effect with the performance of MSMES in Gombe metropolis. The study draw it conclusion based on the comprehensive overview of the phenomenon and consider the implications of logistics of reviewed related literatures. The study recommend that the Review and Revamp that microloans have empowered entrepreneurs, particularly women and youth, to start and grow their businesses, promoting entrepreneurship, innovation, and economic development. Also, micro-savings programs have promoted financial discipline, reduced debt, and enhanced the overall financial stability of MSMEs in Gombe metropolis.