In situations of difficulty and hardship occasion by the removal of fuel subsidy in Nigeria, this study attempt to investigate the effect of fuel subsidy removal on the standard of living in Nigeria, with a specific focus on Cross River State. Using a questionnaire-based survey, the research examines the impact of subsidy removal on household budgets and expenditure patterns, the post-subsidy dynamics of consumer prices for essential commodities, and the accessibility of critical services such as healthcare and education. The findings reveal significant shifts in household financial management, increased consumer prices, and challenges in accessing essential services, underscoring the multifaceted implications of subsidy removal. The study provides recommendations for policymakers to address the adverse effects while leveraging potential benefits to improve the overall standard of living in Cross River State.